Loyalty programmes are quickly becoming a staple of modern mobility services. From fuel networks and car-sharing apps to multimodal travel platforms, rewards have become part of the user experience. But when loyalty overlaps with work-related mobility, the lines begin to blur. If an employee earns points while using a company-funded mobility card, who do those rewards belong to; the company or the individual? Should they be taxed, tracked, or declared as part of employment in

When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet

Many organisations still treat data as a by-product, rather than as their first and most powerful defensive asset. In corporate resilience, data is the first line of defence. By connecting payment, operational, and compliance datasets, businesses gain real-time situational awareness and are able to flag anomalies quickly. PHC Mobility defines three building blocks for operational resilience: Integrated data architecture, predictive intelligence, and embedded accountability.