This article explores why fragmented telematics and payment systems create costly blind spots in commercial road transport. It shows how real-time integration between telematics and payment authorisation can reduce fraud, prevent leakage, improve compliance, and unlock operational efficiency. For CRT operators, unified data is no longer optional—it’s becoming a strategic and competitive necessity.

Leakage is the silent profit drain in commercial road transport. This article explains what leakage really is, why it happens even in compliant fleets, and reporting alone will not solve the problem. Learn how CRT operators leakage, protect margins, and enforce fuel strategy at the edge with our simple leakage-control blueprint used by top performing CRT operators.

Cardless payments are often seen as the future of commercial road transport, but not all cardless models work in CRT. This article explores why app-based solutions struggle to scale and how one-time codes, tokenisation, and real-time controls offer a more practical, CRT-native path forward—without breaking existing authorisation and settlement infrastructure.

Great Tech, Wrong Segment? explores the widening gap between the mobility payments innovation being built today and the realities of the commercial road transport (CRT) sector. While B2B mobility solutions have rapidly evolved—introducing in-app payments, tokenisation, machine-learning fraud checks, digital receipts, and real-time data feeds—the article argues that most of this innovation is still designed around corporate car fleet logic, not the demanding world of internati

When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet

IAA Mobility 2025 made one thing clear: the fleet transition is accelerating, but uneven. Costs, charging, and policy still present hurdles, but there’s plenty of energy and fresh thinking driving progress. PHC Mobility’s focus is to help organisations navigate this transformation—connecting mobility with payments, data, and ecosystems to deliver sustainable growth. For fleets, electrification is both inevitable and transformative: embracing openness and resilience now will s