Closed-loop fuel card models were built for a different era. One where controlling the network meant controlling the customer, the transaction, and ultimately the margin. Fuel card issuers face rising pressure from regulation, fraud, and changing customer expectations. This article explores why outsourcing issuing platforms and adopting open-loop mobility solutions is becoming essential for scalability, compliance, and future growth in Europe’s evolving fleet and energy lands

This article explores why fragmented telematics and payment systems create costly blind spots in commercial road transport. It shows how real-time integration between telematics and payment authorisation can reduce fraud, prevent leakage, improve compliance, and unlock operational efficiency. For CRT operators, unified data is no longer optional—it’s becoming a strategic and competitive necessity.

When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet