This article explores why fragmented telematics and payment systems create costly blind spots in commercial road transport. It shows how real-time integration between telematics and payment authorisation can reduce fraud, prevent leakage, improve compliance, and unlock operational efficiency. For CRT operators, unified data is no longer optional—it’s becoming a strategic and competitive necessity.

When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet