Closed-loop fuel card models were built for a different era. One where controlling the network meant controlling the customer, the transaction, and ultimately the margin. Fuel card issuers face rising pressure from regulation, fraud, and changing customer expectations. This article explores why outsourcing issuing platforms and adopting open-loop mobility solutions is becoming essential for scalability, compliance, and future growth in Europe’s evolving fleet and energy lands

IAA Mobility 2025 made one thing clear: the fleet transition is accelerating, but uneven. Costs, charging, and policy still present hurdles, but there’s plenty of energy and fresh thinking driving progress. PHC Mobility’s focus is to help organisations navigate this transformation—connecting mobility with payments, data, and ecosystems to deliver sustainable growth. For fleets, electrification is both inevitable and transformative: embracing openness and resilience now will s

Welcome to the era of real-time mobility, where mobility infrastructure, payment data, and platform intelligence converge to deliver resilience, innovation, and trust. The shift to a real-time mobility infrastructure requires a change in mindset. It is not about patching legacy systems but designing for interoperability, speed, and scale. Whether you're trying to future-proof your fleet operations, or build a unified wallet strategy: stop trying to patch the chaos, and build