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The CRT Playbook: Leakage, the Silent Profit Drain in Commercial Transport (3)
Leakage is the silent profit drain in commercial road transport. This article explains what leakage really is, why it happens even in compliant fleets, and reporting alone will not solve the problem. Learn how CRT operators leakage, protect margins, and enforce fuel strategy at the edge with our simple leakage-control blueprint used by top performing CRT operators.

Nick Pannell
3 days ago4 min read


Loyalty in Mobility: The Hidden HR and Tax Questions No One Is Asking
Loyalty programmes are quickly becoming a staple of modern mobility services. From fuel networks and car-sharing apps to multimodal travel platforms, rewards have become part of the user experience. But when loyalty overlaps with work-related mobility, the lines begin to blur. If an employee earns points while using a company-funded mobility card, who do those rewards belong to; the company or the individual? Should they be taxed, tracked, or declared as part of employment in

Duncan Kennett
Nov 11, 20253 min read


KYC, KYB and the Fleet Reality Check: Why Open-Loop Needs a Rethink
When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet

Duncan Kennett
Oct 29, 20254 min read


Corporate Resilience 2.0: Why Compliance Is Becoming the New Cyber Security
Many organisations still treat data as a by-product, rather than as their first and most powerful defensive asset. In corporate resilience, data is the first line of defence. By connecting payment, operational, and compliance datasets, businesses gain real-time situational awareness and are able to flag anomalies quickly. PHC Mobility defines three building blocks for operational resilience: Integrated data architecture, predictive intelligence, and embedded accountability.

Mark Goldspink
Oct 14, 20254 min read


Resilient and compliant by design: Built to withstand. Built to win.
When regulations shift almost overnight, sustainability reporting becomes mandatory, and mobility ecosystems expand far beyond fuel and fleet, traditional approaches to infrastructure simply don’t cut it. Stability, nowadays, is almost an illusion. You can’t build for stability anymore. You have to build for change. With tokenisation, a foundation for strategic intelligence. In a resilient infrastructure, AI acts like your sixth sense, quietly scanning for patterns, risks, an

Mark Goldspink
Aug 15, 20253 min read
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