Loyalty programmes are quickly becoming a staple of modern mobility services. From fuel networks and car-sharing apps to multimodal travel platforms, rewards have become part of the user experience. But when loyalty overlaps with work-related mobility, the lines begin to blur. If an employee earns points while using a company-funded mobility card, who do those rewards belong to; the company or the individual? Should they be taxed, tracked, or declared as part of employment in

When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet

Many organisations still treat data as a by-product, rather than as their first and most powerful defensive asset. In corporate resilience, data is the first line of defence. By connecting payment, operational, and compliance datasets, businesses gain real-time situational awareness and are able to flag anomalies quickly. PHC Mobility defines three building blocks for operational resilience: Integrated data architecture, predictive intelligence, and embedded accountability.

IAA Mobility 2025 made one thing clear: the fleet transition is accelerating, but uneven. Costs, charging, and policy still present hurdles, but there’s plenty of energy and fresh thinking driving progress. PHC Mobility’s focus is to help organisations navigate this transformation—connecting mobility with payments, data, and ecosystems to deliver sustainable growth. For fleets, electrification is both inevitable and transformative: embracing openness and resilience now will s

Welcome to the era of real-time mobility, where mobility infrastructure, payment data, and platform intelligence converge to deliver resilience, innovation, and trust. The shift to a real-time mobility infrastructure requires a change in mindset. It is not about patching legacy systems but designing for interoperability, speed, and scale. Whether you're trying to future-proof your fleet operations, or build a unified wallet strategy: stop trying to patch the chaos, and build