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Loyalty in Mobility: The Hidden HR and Tax Questions No One Is Asking
Loyalty programmes are quickly becoming a staple of modern mobility services. From fuel networks and car-sharing apps to multimodal travel platforms, rewards have become part of the user experience. But when loyalty overlaps with work-related mobility, the lines begin to blur. If an employee earns points while using a company-funded mobility card, who do those rewards belong to; the company or the individual? Should they be taxed, tracked, or declared as part of employment in

Duncan Kennett
Nov 113 min read


KYC, KYB and the Fleet Reality Check: Why Open-Loop Needs a Rethink
When it comes to open-loop fleet cards, one question keeps resurfacing: how do you balance compliance with practicality? The Driver Card that requires a new PIN for rotating drivers, and card-based KYC processes with unnecessary steps that slow down onboarding. The open-loop future will depend on collaboration between schemes, issuers and fleet experts to define what “good” looks like. This is our take in a common-sense framework that works for schemes, issuers and the fleet

Duncan Kennett
Oct 294 min read


Mobility Infrastructure: Moving from data chaos to corporate resilience
Welcome to the era of real-time mobility, where mobility infrastructure, payment data, and platform intelligence converge to deliver resilience, innovation, and trust. The shift to a real-time mobility infrastructure requires a change in mindset. It is not about patching legacy systems but designing for interoperability, speed, and scale. Whether you're trying to future-proof your fleet operations, or build a unified wallet strategy: stop trying to patch the chaos, and build

Mark Goldspink
Aug 253 min read
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